Saver.Global is proud to introduce one of our live courses as part of the SaverLearning app, “Smart Budgeting,” which has been designed to empower users worldwide with the knowledge and skills needed to take charge of their financial futures.

The “Smart Budgeting” course has been built to be accessible and straightforward, with multiple difficulty levels (English version) to make it ideal for beginners as well as those looking to reinforce their financial management skills. Covering essential budgeting principles in a clear and engaging way, it ensures users can readily understand and apply these concepts in everyday life.

Here’s a snapshot of what the course offers:

• Understanding Income and Expenses: Users will learn to identify various income sources and categorise expenses into fixed (consistent monthly costs like rent or mortgage) and variable (fluctuating costs like groceries or entertainment).
• The Art of Saving: Users are guided through the process of setting realistic and achievable savings goals, whether the aim is short-term savings for a specific item or long-term financial security.
• Creating a Personal Budget: Users will synthesise what they’ve learned to develop a budget tailored to their financial situations and goals.

Budgeting is the backbone of financial well-being. It involves creating a plan to manage income, track expenses, and ensure adequate savings for future goals. Without a budget, one can easily lose track of their finances, leading to overspending, missed savings opportunities, and potential debt. A well-structured budget allows users to make informed decisions, prioritise spending, and set the stage for long-term financial success.

For those curious about creating a budget or setting savings goals that are trackable and achievable, this course offers a comprehensive introduction.

Currently available in English and Khmer, and coming soon in Bengali and Nepali.